Business Analyst / EU

We don’t need a traditional BA with a narrow scope. We’re looking for a hybrid role combining a strong Business Analyst and a Product Owner, capable of taking responsibility for the value of features and replacing AI-generated routine specifications with proactive engineering and product thinking.

Requirements for applicants

1.Work experience and domain expertise (Domain Knowledge)

Experience in fintech / lending: Experience of working with similar products is essential (short-term loans, PDL, instalment loans, microfinance, loan pipeline, billing).
Understanding of the subject area: The candidate must be fully familiar with the terminology and business processes relating to: credit scoring, interest rate calculation, the charging of fees and penalties, non-performing loans (NPLs), payment schedules (instalments), restructuring, and integration with payment gateways and credit reference agencies.

2. The product-centred approach and the Product Owner mindset

End-to-end autonomy: The ability to work according to the principle of ‘submitting a business request’, independently investigating the problem, proposing the best solution, designing the process, and seeing it through to release in collaboration with the development team.
Proactivity and product improvement: The ability not merely to fulfil technical specifications, but to critically assess the task, contribute one’s own ideas for improving business metrics, optimising the conversion funnel and mitigating risks.
Commitment to developing as a Product Owner: Skills in managing the backlog, prioritising hypotheses and maintaining a focus on value (value-driven development).

3. Classic and advanced business analysis skills (Hard Skills)

Logic and process design: Excellent command of BPMN and UML notations for describing end-to-end lending business processes (from the customer completing the application form to the loan being closed).
Requirements management: Ability to gather, formalise and refine vague business requirements into clear user stories, use cases and technical specifications for developers and QA.
Data handling and systems analysis:
– Understanding of the principles of relational database design and financial systems architecture (transactionality, calculation accuracy).
– Data analysis skills, basic log reading, and the ability to write SQL queries to test hypotheses and identify the root causes of bugs.
– Experience in documenting API integrations (REST, JSON) with third-party services (payment gateways, scoring models, KYC/AML).

4. Soft Skills and Teamwork

Facilitation and leadership: The ability to chair meetings with business clients and find compromises between the business’s ‘wish list’ and the team’s technical constraints.
Communication Skills: The ability to speak the same language with both senior management and founders, as well as with system architects, developers and testers.
Accountability for Results: A focus on the business impact of the functionality being implemented, rather than on ‘creating the appearance of frenetic activity’.

Location

EU.

Working Conditions

*Annual paid leave, which you can take throughout the working year, includes 28 calendar days;
5 sick days per year;
Medical compensation. You have $1000 that you can use within the year for medical services, including dental ones;
Sport compensation of $50;
English language lessons compensation $133;
*Professional education compensation at 50% of your salary;
**Monthly compensation of $80 for using personal equipment for work purposes;
Corporate psychologists;
Special allowances and budgets for weddings, childbirth, and loss of relatives (100, 100, 300 euros).

*Valid after 6 months of work,
**Valid from the first day of work.